Meet Our Loan Officers

Priscila Cremon is the Founder and a Licensed Mortgage Loan Officer at Cremon Mortgage Experts. She is known for a strategic, disciplined approach to mortgage financing that goes far beyond loan approval — transforming each transaction into a well-planned financial decision. With deep expertise in residential and investment financing, equity-based solutions such as HELOCs, construction and renovation loans, and advanced mortgage structuring, Priscila specializes in designing financing strategies aligned with long-term wealth, liquidity, and portfolio growth. Her work is grounded in precise credit analysis, lender-guideline mastery, and the ability to anticipate challenges before they impact timelines or outcomes. Priscila combines technical depth with efficient execution. She believes speed matters when strategy is sound — and her process is designed to move decisively without compromising clarity, compliance, or long-term stability. Her leadership is strengthened by continuous education and global perspective. Priscila has completed professional and executive programs at MIT, focused on applied technology, strategic thinking, and decision-making in complex systems, in addition to extensive training in leadership development and emotional intelligence. This background allows her to integrate technology, human behavior, and financial structure into a cohesive, forward-thinking mortgage strategy. Clients who work with Priscila value her honesty, transparency, and ability to explain complex financial decisions in a clear, confident way. She does not believe in selling loans — she believes in building structure, understanding risk, and creating options.

Rico Zanin is a Florida-based Loan Originator serving buyers, investors, and real estate professionals across South Florida. Known for his relationship-first approach and strong execution in purchase-driven markets, Rico delivers clear, efficient mortgage guidance while keeping transactions moving with confidence and momentum. Specializing in purchase loans, Non-QM solutions, and complex borrower scenarios, Rico works closely with clients and Realtors to structure financing that aligns with contract timelines and market realities. His multilingual communication in English, Portuguese, and Spanish allows him to serve Florida's diverse communities while ensuring all parties remain aligned throughout the process. Rico is recognized for his ability to break down loan options clearly, manage expectations proactively, and collaborate closely with underwriting and internal teams to minimize delays. He combines disciplined planning with the speed required to compete in Florida's fast-moving real estate environment — without sacrificing accuracy, transparency, or service quality. At Cremon Mortgage Experts, Rico focuses on building long-term partnerships with Realtors and delivering a smooth, professional mortgage experience for every client, from first-time buyers to seasoned investors.